Ripple (payment protocol) - Wikipedia
As of May 14, 2014, Ripple's gateways allow deposits in a limited number of fiat currencies (USD, EUR, MXN, NZD, GBP, NOK, JPY, CAD, CHF, CNY, AUD a handful of crypto currencies (BTC, XRP, LTC, NMC, NXT, PPC, XVN, SLL) and a few commodities (gold, silver. The idea behind the creation of this platform was to enable almost instant global transactions at low costs. "Ripple Trade to Implement Identity Verification Procedures".
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17 The Ripple protocol enables the instant and direct transfer of money between two parties. In fact, Ripple had planned to phase it out at least, until fevered interest in cryptocurrencies began to take off in 2016.
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Buy XRP in the App. Archived from the original on February 10, 2014. 101 While as of 2014 anyone could open an account on Ripple, 101 by 2015 identity verification procedures had been implemented. A b "Ripple and Temenos power Deloitte's payments project".
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Retrieved September 15, 2016. Fake transactions) in an attempt to overload the network. A b McGarvey, Robert. Cryptocurrencies are speculative, complex and involve significant risks they are highly volatile and sensitive to secondary activity. A b c d Peck, Morgan (January 14, 2013).
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16 18 This led to the conception of a new system by Jed McCaleb of eDonkey network, 19 which was designed and built by Arthur Britto and David Schwartz. A b "Ripple Gateways". A merchant, however, may desire payment in bitcoin. Retrieved March 20, 2017. It is not a recommendation to trade.
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Retrieved January 27, 2014. . A transaction made with XRP is settled in just 4 seconds, unlike Bitcoin where transaction times can vary depending on how congested the network is - ranging anywhere from 10 minutes to extreme cases of 16 hours. Institute of International Finance.